Business Insurance

Liability Insurance

We have many years’ experience arranging full liability cover for a wide range of business clients and can advise on your needs, ensuring you are fully protected against all eventualities.

There are many different types of liability cover, depending on the nature of your business and the level of protection that you require. We are happy to carry out a full risk assessment and advise on the optimum solution for your business.

Public liability is not a legal requirement, but is essential for any business as it covers your legal liability to pay compensation to a member of the public suffering death, injury or damage to their property arising in the course of your business. This includes costs, expenses and legal fees.

Products liability insures the legal liability of your business against injury or damage that occurs as a result of defects in the design or manufacture of goods that you make, repair, sell or supply.

Employers’ liability insures your legal liability as an employer against injury, disease or death that is sustained by your employees during the course of their employment.

Directors’ and officers’ liability insurance protects you in the event of claims brought against you for actual or alleged breach of duty, neglect, errors or omissions and mis-statements, in your capacity as a director or officer.

It is vitally important you have the correct liability insurance in place, as actions brought against you or your company may have potentially devastating consequences.